September 16, 2020
AgencyDo I Need Year-Round Boat Insurance Coverage?
Everyone seems to change their habits with the seasons, even in north Florida where we have long periods of fair weather. There might come a time when you need to put away your boat until fairer weather beckons in spring. Still, when you store your boat you might wonder how to maximize your savings during […]
October 21, 2020
AgencyWhat is Replacement Cost Contents Insurance?
When you buy homeowners insurance, you will want to include contents coverage within your policy. This coverage is designed to help you protect yourself from excessive cost burdens following losses to your essential possessions. Under your household’s contents coverage, you will have this help available. However, contents coverage alone is not necessarily the coverage that […]
November 25, 2020
AgencyWhat Should I Add to My Business’ BOP?
A business owners policy (BOP) is designed to combine a variety of important coverage for small businesses in low risk industries. While these policies come with basic coverages, they are also flexible to allow business owners freedom to add and adjust insurance coverages tailored specifically for their business. What Does a BOP Cover? A basic […]
December 31, 2020
AgencyIs General Liability Insurance Expensive?
General liability insurance is a policy tailored to cover accidents concerning non-professional negligence that nearly any business may face day to day. This is a common policy for businesses across industries, but it is important to note that the cost of this insurance may vary depending on your business’ needs and other factors. On average, […]
January 29, 2021
AgencyIs Florida a Fault State for Car Insurance?
When it comes to car accidents and car insurance, states are generally split into two categories: fault or no fault. This concerns how compensation is calculated after an accident based on who is responsible for causing the accident. Florida is a no-fault state. This means that no matter who is technically at fault for an […]
February 26, 2021
AgencyHow to File a Commercial Auto Insurance Claim
Commercial auto insurance is crucial for businesses that have or use vehicles for work purposes. If you have trucks or company vehicles, you will need commercial auto insurance to cover potential accidents. The coverage available under your commercial auto insurance policy is similar to that which you find on your personal auto insurance policy. The […]
March 31, 2021
Agency5 Most Common Workers Compensation Claims
Workers compensation is one of the most important insurance policies a business can carry, as it serves to protect your employees in case they are injured while working. Understanding the common injuries you can expect will help you safeguard your workplace in order to keep your employees uninjured and happy. 1. Sprains, Strains and Pulls […]
April 9, 2021
AgencyThe Reason Your Lender Might Require Home Insurance
When you buy your home, you might finance it with a mortgage. At this time, you will be expected to repay that loan to the bank. As a result, the lender has as much of an investment in your property as you do, and they want to keep it secure. That’s why they will usually […]
May 27, 2021
AgencyHow Does General Liability Insurance Work
Is it time to file a claim on your business insurance policy? Are you wondering how general liability insurance works as you prepare to purchase a new policy? In any case, you should know what’s covered and how to get financial help when you need it. Your agent is your best tool for understanding your […]
June 16, 2021
AgencyGeneral Liability Coverage and Other Protection
Your liabilities in your business are the risks you pose to others. So, if someone sustains harm by using your services, you likely need something to help them out. Their damage might lead to various costs, including medical bills or lost income. That could lead to suits against your business. A critical piece of insurance […]