North FLA Bacon G-Force ☰ ˟
Logo
North FLA: 904-551-0627 Google Review Button
Bacon: 904-744-5144 G-Force: 904-388-8100

For Information On Licensing/Continuing Education, Click Here

  • Home
  • Products
    • Automobile
    • Business & Commercial
    • Business Owners (BOP)
    • Classic Car
    • Commercial Auto
    • Flood
    • Homeowners
    • Life
    • Motorcycle
    • Toy Vehicles
    • Umbrella
  • Get a Quote
    • Automobile
    • Business & Commercial
    • Homeowners
    • Life
    • Recreational Vehicle
  • Blog
  • Make a Payment
  • Resources
    • Refer a Friend
    • Important Links
    • Insurance Glossary
    • Our Partners
  • About Us
    • About North FLA Agency
    • Our Locations
    • Employee Directory
    • Customer Testimonials
    • Privacy Policy
  • Contact
    • Contact Us
    • Join our Newsletter
Auto

Auto

We browse through a wide variety of coverages and find the right one for you.

Learn More
Home Icon

Home

We browse through a wide variety of coverages and find the right one for you.

Learn More
Business Icon

Business & Commercial

We browse through a wide variety of coverages and find the right one for you.

Learn More
Life Icon

Life & Retirement

We browse through a wide variety of coverages and find the right one for you.

Learn More
Toy Icon

Toys

We browse through a wide variety of coverages and find the right one for you.

Learn More
Home > Blog > Does Liability Insurance Cover Bathroom Falls?
THURSDAY, JULY 8, 2021

Does Liability Insurance Cover Bathroom Falls?

The bathroom in your store is likely one of the most-dangerous places for clients. One of its most-present risks is the chance of slip-and-fall accidents. If one occurs, then your business might bear responsibility for a client's losses. These losses, in turn, might become very costly. Yet, you might be able to avoid losses if you have general liability insurance. It is one of the most important safeguards against problems stemming from slips-and-falls. How can you guarantee you have coverage in such cases? 

Slip-and-Fall Risks in Bathrooms woman standing outside flower business
Anyone knows that a bathroom has fall risks. The most-recognizable risk comes from that related to leaking or standing water. Overflowing toilets and sinks, leaky pipes, and even water dripping from someone’s wet hands might cause the risks. Still, other fall risks might exist because of: 

  • Slick or loose flooring 

  • Floors littered with paper products 

  • Improperly-functioning safety rails 

  • Broken toilet seats 


Should any of these hazards cause someone to fall, their injuries might prove severe. Consider the damage and costs a client might suffer, such as: 

  • Broken bones 

  • Internal injuries 

  • Concussions or head injuries 

  • Sprains 

  • Mental anguish

 

These might cost significant medical and personal losses for the injured party. Their hospital or rehab bills might skyrocket. They might even lose income because they cannot work. As a result, they might blame you as the party responsible for their losses. They might even decide to sue you. 

Regardless of if the accident was your fault, you still might face costs from such losses. Your legal costs alone could cost thousands of dollars. Should you have to pay a settlement on top of that, the losses could even make business unsustainable. However, if you have general liability insurance, you will often have help. 

When Your Policy Covers You 
Insurers recognize that slip-and-fall risks are among the most prevalent in businesses. So, in the vast majority of cases, your liability policy will cover client falls in your bathroom. You have a better chance of weathering the storm and coming out unscathed. 

Yet, though your policy might cover you, that does not mean you shouldn’t try to prevent liability claims. That means preventing slips and falls in bathrooms. You can do so by keeping the bathroom clean and dry at all times. If you have a spill or a leak, mop it up, and keep ample wet floor signs on hand. You will also have to make regular repairs should hazards arise in the room. Keep your eye on things, check out the room daily, and respond regularly to client complaints. 

Posted 1:33 PM

Tags: commercial general liability insurance
Share |


No Comments


Post a Comment
Required
Required (Not Displayed)
Required


All comments are moderated and stripped of HTML.

NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive
  • 2021
  • 2020

  • business insurance(3)
  • home insurance(2)
  • commercial auto insurance(2)
  • commercial insurance(2)
  • general liability insurance(2)
  • no-fault state(1)
  • homeowners insurance(1)
  • workers compensation(1)
  • car insurance(1)
  • fault state(1)
  • boat insurance(1)
  • commercial general liability insurance(1)
  • bop(1)
  • auto insurance(1)
  • general liability(1)
  • business owners policy(1)

View Mobile Version

Get In Touch!
904-551-0627

Contact Us
Facebook Twitter LinkedIn LinkedIn

Resources

  • Get A Quote
  • Payment/Claims
  • About Us
  • Refer A Friend
  • Blog
  • Contact Us

Contact Us

3 Locations To Serve You
North FLA Agency Phone: (904) 551-0627 | Bacon Insurance Phone: (904) 744-5144 | Fax: (904) 744-7888
© Copyright 2021. All rights reserved. | Powered by Insurance Website Builder