Business Owners Policy (BOP) Insurance in Jacksonville, FL
A business owners policy (BOP) can cover your business’s operations, assets and employees with a group of policies that includes a premium discount. Our team at Bacon Insurance helps you choose options that suit your needs.
What Is a BOP?
A BOP is designed for small and mid-sized businesses. It usually bundles three primary coverages:
- Property insurance may help cover your building, equipment, inventory and other physical assets from losses caused by fire, theft, vandalism or certain natural disasters.
- General liability insurance may apply to claims of bodily injury, property damage or personal injury that may arise from your business operations.
- Business interruption insurance may provide financial support if your business is temporarily forced to close due to a covered event, helping to cover lost income and ongoing expenses.
Who Needs This Insurance?
A BOP may be a cost-effective choice for retail shops, restaurants, offices and service-based businesses in Florida. This coverage can be beneficial for businesses that:
- May own or lease commercial property
- May have physical assets such as inventory or equipment
- Can interact with customers or clients on-site
- May want to streamline their insurance coverage
Are There Optional Coverages I Can Add to My Policy?
Although available options vary by insurance carrier, you may be able to add extra coverages to a standard BOP, such as:
- Commercial auto insurance
- Employment practices liability insurance (EPLI)
- Cyber liability insurance
- Equipment breakdown coverage
- Professional liability insurance
Get Started Today
At Bacon Insurance, we take the time to understand your risks and tailor a policy that meets your needs. Contact us to discuss your options and get a personalized quote.