Commercial Auto Insurance in Jacksonville, FL
If your business owns or operates vehicles, commercial auto insurance is an important part of your risk management strategy. Company-owned vehicles and those used to conduct business aren’t typically covered by personal auto policies.
At Bacon Insurance, we help business owners understand their coverage options and get appropriate coverage.
What Does a Commercial Auto Insurance Policy Typically Cover? 
Commercial auto policies are designed to offer broader and more flexible insurance than personal auto policies. A standard policy may include the following coverage:
- Bodily injury liability coverage may assist with third-party medical bills or legal expenses if your business is responsible for injuring another person in a vehicle-related incident.
- Property damage liability coverage may help with repair or replacement costs if your vehicle causes damage to someone else’s property.
- Collision coverage can cover the cost of repairing your vehicle after a covered accident, regardless of fault.
- Comprehensive coverage may apply in cases involving theft, vandalism, fire, or damage from weather-related events.
- Uninsured or underinsured motorist coverage may help cover your losses if you’re involved in an accident caused by an at-fault driver without adequate insurance.
Additional endorsements may be available to cover trailers, tools or vehicles not owned by your business but used for company operations.
What Should You Prepare When Requesting a Quote?
To request a commercial auto quote, it’s helpful to have the following information ready:
- The year, make and model of each business-use vehicle
- Driver details, including license status and history
- How each vehicle is used, including average mileage
- Current insurance documents or claims history
Contact Us Today
Bacon Insurance works with businesses throughout Jacksonville, FL to make commercial auto coverage easier to understand and manage. Contact our office today to request a quote or discuss your policy needs with an agent.